See what's changing in your finances and what deserves a second look.
FlowRadar AI brings connected accounts into one view and highlights possible duplicate charges, unusual merchant spending, recurring-charge changes, and other patterns based on your own transaction history. When something stands out, Financial Review guides you through why it was noticed, why it may matter, and what to check next.
No credit card required. Financial connections are read-only through Plaid, and your free access will not automatically convert to a paid subscription.
Read-only access
FlowRadar can read authorized financial data but cannot move money or initiate payments.
Guided Financial Review
When activity stands out, FlowRadar explains what changed, why it was noticed, why it may matter, and what to check next.
Your accounts, your controls
Choose which eligible connected accounts to monitor and keep Personal, Freelance, and Small Business activity separate.
What FlowRadar monitors
Complexity in the engine. Clarity in the signal.
FlowRadar uses your connected transaction history to surface patterns for review. A signal is not a fraud determination and should be confirmed with the financial institution when needed. Optional email alerts are available for qualifying signals.
Possible duplicate charges
Looks for the same merchant and amount appearing on the same account within a short window, then asks you to review the later charge.
Unusual merchant spending
Compares a charge with your earlier history at the same merchant and account using robust statistical thresholds.
Recurring-charge changes
Looks for repeatable weekly, biweekly, or monthly patterns and can flag a material increase in a recurring amount.
Connected-account overview
See balances and flagged signals for accounts you include in monitoring. Explore transactions, Insights, and Monthly Radar Review within your chosen scope.
Financial Review
Open a flagged transaction to see what happened, why FlowRadar noticed it, why it may matter, and a short checklist for what to review next. You record the conclusion.
Scoped Financial Health Scores on Pro
Separate explainable scores for Personal, Freelance, and Small Business activity use five evidence-backed pillars, with details you can drill into.
How it works
From connection to clarity in four steps
Connect securely through Plaid
Choose a supported institution and authorize eligible read-only financial data. FlowRadar cannot move money or initiate payments.
Choose what FlowRadar monitors
Include or exclude eligible connected accounts and organize monitored activity as Personal, Freelance, or Small Business.
Let FlowRadar organize and monitor
Automatically sync available balances and transactions, apply categories, and evaluate recent history for recurring and unusual patterns.
Review, explore, and keep a record
Open Financial Review for signals, examine activity in Transactions and Insights, and use Monthly Radar Review for a printable or CSV record.
See more than a transaction list
Find the activity you need
Search and filter by account, institution, scope, category, amount, recurring status, and review status. Export filtered results to CSV.
See where spending is changing
Explore category spending, six-month spending trends, and recurring commitments, then drill into the underlying transactions.
Complete a Monthly Radar Review
Review account coverage, observed spending comparisons, recurring-charge changes, and recorded review conclusions. Keep printable and CSV records.
Organize accounts your way
Keep Personal, Freelance, and Small Business activity separate. Exclude accounts that should not affect monitoring, totals, analysis, or alerts.
Multi-factor account protection
After connecting Production financial accounts, FlowRadar requires an authenticator code for new sign-ins. A password alone cannot provide access to your financial dashboard.
Pricing
Choose the account coverage you need.
Start with 60 days free—no credit card required. When your free access ends, you can choose Starter or Pro and enter your card information if you want to continue. No paid subscription will begin, and you will not be charged, unless you select a plan and complete checkout.
Introductory Monthly Offer — Save during your first 12 paid months
After your 60-day free access ends, you can choose a monthly Starter or Pro subscription and enter your card information to continue. The introductory price applies to your first 12 paid months. You will not be enrolled or charged automatically. Annual plans use the annual price shown separately.
Annual billing uses the annual price shown below.
Starter
For individuals who want automated monitoring across their most important accounts.
- Up to 3 connected financial institutions
- Multiple eligible accounts under each institution connection
- Personal, Freelance, and Small Business scopes with account monitoring controls
- Automatic transaction categorization
- Transaction Explorer search, filters, category editing, and CSV export
- Insights for category spending, six-month trends, and recurring commitments
- Monthly Radar Review with printable and CSV records
- Possible duplicate-charge signals
- Unusual merchant-spend signals
- Recurring-charge and price-change monitoring
- Guided Financial Review for flagged activity
- In-app signals and optional desktop notifications while FlowRadar is open
- Optional email alerts for qualifying signals
- 60 days free — no credit card required
Pro
More coverage + Health ScoresFor individuals, freelancers, and small-business owners who want broader account coverage and explainable financial health insights.
- Everything in Starter
- Up to 7 connected financial institutions
- Separate explainable Financial Health Scores for Personal, Freelance, and Small Business scopes
- Five evidence-backed pillars with drill-down details: cash buffer, spending stability, 30-day cash flow, anomaly load, and recurring commitments
- 60 days free — no credit card required
One institution connection may include multiple eligible checking, savings, or credit-card accounts available through the same login. Starter includes up to 3 institutions; Pro includes up to 7. These limits are shared across all scopes, not per scope.
Meet the Founder
Bill Clark — Founder of FlowRadar AI
Navy veteran and technology professional
I built FlowRadar because important financial changes can get lost in transaction lists across personal and business accounts. It provides a second set of eyes with read-only access through Plaid — you decide what matters.
No credit card required. No automatic charge.
FAQ
Questions worth answering before you connect an account.
Put your transaction history on a financial radar.
Connect eligible accounts, let FlowRadar detect the patterns that stand out, then open Financial Review to understand why and record your conclusion.